JEM Underwriting Managers

Property solutions with an emphasis on natural catastrophe accessed exclusively by RT Specialty brokers.

JEM Underwriting Managers specializes in property with a heavy emphasis on natural catastrophe risks and is exclusively accessed by RT Specialty brokers, Ryan Specialty Group’s leading wholesale distributor of specialty insurance products and services. JEM’s agility and expertise provide tailored solutions for each client’s needs.

Specialty Expertise

JEM Underwriting Managers develops creative and account driven solutions that address countless property exposures, such as real estate and personal property, business interruption, time element, boiler explosion, and machinery breakdown.


All Risks (including CAT)

Named Perils:

  • Fire
  • Wind
  • Earthquake
  • Flood (excluding stand-alone)

Target Profile

US domiciled business (excluding Puerto Rico and the US Virgin Islands) exclusively accessed through an RT Specialty broker

Target Classes:

  • Real Estate
  • Offices
  • Hotels
  • Condos
  • Retail
  • Light Warehousing
  • Restaurants
  • Hospitals
  • Nursing Homes
  • Educational Facilities
  • Municipalities
  • Light Manufacturing
  • Apartments (excess only)

Available Coverage

JEM is backed by A.M. Best “A” rated insurers. Coverage is available on a primary, excess or full value participation basis.

Any carrier ratings contained herein are as of 08.03.22. A.M. Best ratings are under continual review and subject to change or affirmation. To confirm the current rating, please visit

Product Information

Learn More About JEM Underwriting Managers
For more information about JEM and its offerings, please contact your local RT Specialty broker.
Insurance Business America 5-Star Program Administrators

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