MANAGING GENERAL UNDERWRITERS
DEAM Underwriters
Property and casualty solutions for real estate investors managing portfolios of residential properties
Specialty Expertise
DEAM Underwriters (Designed for Efficient Asset Management) delivers innovative property and casualty insurance solutions tailored to the unique needs of real estate investors, lenders, servicers, and financial institutions managing residential property portfolios. Through our streamlined master policy structure and DoorCount, a secure 24/7 portfolio management portal, we simplify complex insurance administration, providing efficient coverage, real-time visibility, and scalable solutions for growing portfolios.
DEAM’s centralized platform reduces administrative friction while maintaining disciplined underwriting, giving brokers and policyholders a consistent, efficient path to coverage across large or growing portfolios.
Products
DEAM offers a flexible insurance program built around a single master policy, including:
- Investor Property & General Liability, or monoline options
- Lender-placed coverage
- REO Property & GL
- Mortgage Impairment (MPP)
Monthly or annual itemized billing is available, with daily prorated premium earned. Policyholders manage their portfolio through DoorCount, DEAM’s 24/7 reporting portal.
Target Profile
DEAM targets two core markets:
Real Estate Investors
- Landlords, portfolio owners, property managers & REITs
Financial Institutions
- Commercial banks, mortgage banks, credit unions and savings institutions, lenders and servicers of collateral-based loan portfolios and hedge funds
Eligible risks include:
- 1-10 family dwellings
- Manufactured homes
- Vacant dwellings and vacant land
- Property management portfolios
Available Coverage
Real Estate Investors
- General Liability
- Property / REO
Financial Institutions
- Lender-placed coverage
- REO Property & GL
- Mortgage Impairment (MPP)
SUBMISSION REQUIREMENTS
- Completed supplemental application
- Schedule of properties or loans (request a DEAM SOV Template)
- Loss history and premium details
The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. The operations described herein are conducted by RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RSG Specialty works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2026 Ryan Specialty, LLC
