Self-Storage Facility Insurance Program
Two exclusive programs in one for traditional self-storage facilities, RV / boat storage, and converted buildings
The Self-Storage Facility program can include all major coverages with many additional options such as Customer’s Property Legal Liability, Sale & Disposal Liability, First-Party Pollutant Removal, Third-Party Pollution Removal and Excess Liability with high limits. Plus, we can quote wind coverage for coastal areas and provide access to coverage for non-storage activities.
Program Highlights
- Now offering Flood coverage
- Expanded capacity in the Midwest and Central states
- 100% Boat / RV Storage now accepted
- Mobile / Portable Storage Units now accepted
- Extended Excess capacity
- Customized forms
- Competitive rates
- Ability to include other business exposures
Target Classes
All storage-related operations, including:
- Traditional self-storage facilities
- Boat / RV storage
- Converted buildings
- Mobile / Portable storage containers
Coverage
- General Liability
- Property
- Flood
- Cyber Liability
- First-Party Pollutant Removal
- Excess policy with higher limits
- Primary GL limits offered up to $6M / $7M
- Customer’s Property Legal Liability
- Sale and Disposal Liability
- Enhanced Property form includes broader coverage and higher limits
- Third-Party Limited Pollution Liability
- Employment Practices Liability
- Business Income – actual loss sustained
- Coverage for non-storage activities
Submission Requirements
- Supplemental Applications
- 4 Years currently valued Loss Runs
The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. The operations described herein are conducted by RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RSG Specialty works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2024 Ryan Specialty, LLC
