EmergIn Risk Announces Enhancements to U.S. Insurance Agents and Brokers E&O Program

August 8, 2019, NEW YORK, NY – EmergIn Risk, part of the Ryan Specialty Group family and a division of RSG Underwriting Managers, announced today the expansion of its Insurance Agents and Brokers Professional Liability program, [In]fuse®. EmergIn Risk (formerly ThinkRisk) launched [In]fuse® seven years ago and has continuously provided broad protection for the evolving professional liability exposures faced by mid-to-larger size U.S. insurance agents and brokers.

The enhanced product – which has the new name [In]fuse® 2.0 – includes increased sub-limits for important coverages such as governmental and disciplinary proceedings and subpoena expenses and time off work expenses for the policyholder and its employees. Catastrophic extra expense coverage was added to the new policy as well. Additionally, several exclusions have been removed from the original product including bad faith and “insured v. insured”. The new policy form also offers a more generous 70/30 consent to settle “hammer” and expands the definition of an “Insured”.

Reza Khan, EmergIn’s CEO commented: “We were way ahead of the market when we originally launched this program several years ago. Very few E&O markets at the time were seriously addressing emerging exposures such as Data Compromise Expense in their core policy forms – exposures that existed but were not fully understood or appreciated by many professional services firms including insurance agents and brokers. [In]fuse® 2.0 is the next generation of that coverage and incorporates changes that in the past would ordinarily require policy manuscripting. With our updated form, our policyholders will no longer need to negotiate to expand coverage on an a la carte basis.”

Claims handling for [In]fuse® 2.0 continues to be coordinated by Sedgwick, a leading global claims management company. Moving forward, EmergIn will underwrite the program on behalf of a panel of three leading Lloyd’s of London syndicates who, along with their parent companies, collectively have decades of experience supporting a variety of U.S. professional liability products / segments.

David Overton, EmergIn’s Director of Sales, commented: “This new panel commitment will give us much greater scope to continue to expand our market leading U.S. Agents & Brokers E&O portfolio while better serving our clients.”

For information about this product, please contact:
Alexis Licursi, AVP – Program Manager or 860-506-6807

About EmergIn Risk
EmergIn Risk is a managing general underwriting firm that offers specialized professional liability insurance products for U.S. businesses, including cyber, errors and omissions, media, and not-for-profit and private company directors and officers related coverages.

EmergIn Risk is a series of RSG Underwriting Managers, LLC. RSG Underwriting Managers is a Delaware series limited liability company and a subsidiary of Ryan Specialty Group, LLC, a leading international specialty insurance organization designed specifically for brokers, agents, and insurers, which includes highly specialized managing general underwriting companies (within RSG Underwriting Managers) and a wholesale brokerage firm (RT Specialty). Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Insurance Services, LLC License # 0E50879 © 2019 Ryan Specialty Group, LLC.

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