Velocity Risk Underwriters
Specialty property insurance solutions for coastal and catastrophe-exposed commercial properties across the United States.
Velocity is a distinctive managing general underwriter specializing in E&S insurance for the US specialty commercial property market. We have innovation in our DNA. We are uniquely positioned to swiftly align risk with capital, addressing market challenges head-on. Our mission is to pioneer solutions that enable property and business owners to access global capital sources, particularly in underserved areas. Collaborating with brokers, agents and leading industry capital providers, we blend multi-disciplinary human expertise with cutting-edge data analytics and technology to deliver unparalleled underwriting services and exceptional claims management.
Specialty Expertise
Velocity Risk specializes in providing solutions for small to medium businesses and middle-market properties in coastal and catastrophe-prone areas. With deep expertise in hurricanes, windstorms and other natural disasters, we offer flexible E&S solutions backed by advanced modeling, innovative technology and a responsive claims team.
Products
Middle Market (MMB) Commercial Property Coverage
- Standalone property insurance for larger or more complex commercial properties.
- All risk, including named perils and wind deductible buy back. Available in all 50 States.
Small to Medium Business (SMB) Property Coverage
- Windstorm / hail, all other perils (AOP) and earthquake. Available in TX, LA, MS, AL, FL, GA and SC.
CoastLine E&S BOP (Business Owners Policy)
- E&S Coastal business owners. Policy designed for small to medium-sized businesses in catastrophe-prone areas, covering property, liability and business interruption risks.
- Wind / hail includes both named storm and all other wind / hail.
- All other perils (AOP) for multi-peril property coverage.
- Liability, including products / completed operations.
- Enhancement packages for business owners, contractors, lessors risk and restaurant.
- Available in TX, LA, MS, AL, FL, GA, SC, NC, VA, MD, DE and NJ.
Target Profile
MMB Primary
- Apartments (1990 & Newer)
- Real Estate
- Offices
- Retail / Shopping Centers
- Restaurants
- Hospital / Health Care
- Medical Offices
- Assisted Living
MMB Secondary
- Churches
- Hospitality
- Education
- Warehouses
SMB
- Real Estate
- Office
- Retail
- Health Care Facilities
- Services
- Post-2001 Construction
CoastLine E&S BOP
- Contractors
- Mercantile / Retail
- Office / Professional Services
- Processing or Services
- Restaurant
- Wholesale / Distributors
- Lessors Risk
Available Coverage
Insurance coverage providers are rated A++, A, and A- from AM Best and AA++ and A+ from S&P.
Any carrier ratings contained herein are as of 2/1/25. Ratings are under continual review and subject to change or affirmation.
