Ryan Specialty Public Entity
Bespoke coverage for cities, counties, states and universities.
Ryan Specialty Public Entity underwrites bespoke risk solutions for single and group risks in the public sector. Founded in 2025 with a vision to fill the market need for expertise, innovation, and responsiveness, Ryan Specialty Public Entity quickly executed that goal and continues to forge its identity in the public sector market. Backed by the security of A/X insurers, the program offers non-admitted coverage to meet the evolving needs of its segment.
Specialty Expertise
Ryan Specialty Public Entity specializes in tax-funded entities such as cities, counties, municipalities, special districts, state governments, local governments, towns, villages, school districts, community colleges and state universities.
Products
- General Liability
- Auto Liability
- Law Enforcement Liability
- Public Officials Liability
- Employment Practices Liability
- Educators Legal Liability
- Sexual Misconduct
- Employee Benefits
- Auto Physical Damage
Target Profile
- Cities
- Populations of Between 15,000 and 250,000
- Towns
- Villages
- Counties
- Populations of 500,000
- Special Districts
- Water and Sewer Districts
- Transit Districts (Suburban, Fixed Routes; No Rail)
- Educational Institutions
- Community Colleges
- Higher Education
Ineligible Exposures
- Healthcare
- Privatized Detention Facilities, Jails and Prisons
- At-Risk Youth Services
- Gas and Power Utilities
- Hydropower Dams
- High-Profile Bridges
- Private Schools
- Tribal Nations
- Private Utilities
- Religious Institutions
- Airports
- Nuclear Facilities
- Hazardous Waste Sites
Available Coverage
This program offers separate coverage towers by line of business. The maximum limit for any line of business is $5M. The maximum aggregate is twice the occurrence limit.
- Auto Liability $5,000,000 CSL
- General Liability $5,000,000 (Occurrence or Claims Made)
- Assault & Battery (Excluded for Housing Authority exposures)
- Automobile Liability
- Hired/Non-Owned Auto
- Law Enforcement- $5,000,000 (Occurrence or Claims Made)
- Public Officials-$5,000,000 (Occurrence or Claims Made)
- Employment Practices Liability Insurance (EPLI) – $5,000,000 (Occurrence or Claims Made)
- Sexual Harassment
- Educator Legal Liability- $5,000,000 (Occurrence or Claims Made)
- Sexual Misconduct- $5,000,000 Claims Made (if placed on an occurrence basis, we would require a retro inception date)
