MANAGING GENERAL UNDERWRITERS

Underwriting Managers

Crafted Underwriters

A turnkey insurance and risk management program for restaurants, bars and taverns.

Crafted Underwriters is a specialized managing general underwriter providing tailored insurance solutions to the restaurants, bars and taverns industry and is exclusively accessed by RT Specialty brokers, Ryan Specialty’s leading wholesale distributor of specialty insurance products and services.

Specialty Expertise

Crafted Underwriters offers deep industry expertise and a disciplined underwriting philosophy to craft solutions designed to help meet the unique needs of insureds. With over 40 years of hospitality experience, we offer a competitive and customized insurance solutions and risk management resources aligned with extraordinary service.

Products

Mono-line Coverage

  • General Liability

Optional Coverages:

  • Liquor Liability
  • Hired and Non-Owned Auto
  • Crime
  • Employee Benefits Liability
  • Assault & Battery

Package Coverage

  • Commercial Property
  • General Liability

Optional Coverages:

  • Liquor Liability
  • Hired and Non-Owned Auto
  • Crime
  • Employee Benefits Liability
  • Assault & Battery

Target Profile

  • Restaurants
    • Casual Dining
    • Upscale
    • Family Style
    • Fine Dining
    • Delicatessens
    • Coffee Shops
  • Bars and Taverns
    • Neighborhood / Local
    • Pub
    • Sports
    • Cocktail / Upscale
    • Wine
  • Franchised Restaurants
  • Non-Franchised Restaurants
  • Cigar Bars
  • Limited Entertainment

Eligible states include AZ, CA, DE, FL, GA, IL, MA, MD, MI, MN, MO, NC, NY, OH, PA, RI, SC, TN, TX

Available Coverage

Backed by an A.M. Best “A XV” Rated Carrier

Any carrier ratings contained herein are as of 01.07.26. A.M. Best ratings are under continual review and subject to change or affirmation. To confirm the current rating, please visit www.ambest.com.

Crafted Underwriters is a part of SUITELIFE Underwriting Managers, a series of RSG Specialty, LLC. RSG Specialty, LLC is a Delaware limited liability company and a subsidiary of Ryan Specialty, LLC. Crafted Underwriters works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2026 Ryan Specialty, LLC

Learn More About Crafted Underwriters
CONTACT
For more information about Crafted Underwriters and its offerings, please contact your local RT Specialty broker.
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