Guard Protect
Insurance coverage for armed and unarmed security guards, private investigators, and government service contractors
Ryan Specialty National Programs provides access to competitive Workers’ Compensation rates for your security guard and government service contractor clients, as well as an extensive package program for private investigators that includes GL, Professional Liability, Excess, WC and much more.
Program Highlights
Security Guards
- Competitive rates
- No maximum or minimum experience mods for larger accounts
- Multi-state risks considered
- Strong risk management services
- Pay-as-you-go billing available with audit assistance
- Minimum premium: Workers’ Compensation – $7,500
Private Investigators
- Competitive rates
- Minimum premium: General Liability – $500
- General Liability limits: $1M / $2M
- New ventures welcome
Government Service Contractors
- Competitive rates
- Minimum premium: Workers’ Compensation – $7,500
Target Classes
Armed and Unarmed Security Guards servicing
- Industrial
- Institutions
- Mid-high income housing
- Banks / Financial institutions
- Office buildings
- Construction sites
- Government facility contracts
- Utilities (non-nuclear)
Private Investigators
- Surveillance
- Background checks
- Insurance fraud
- Credit checks
- Criminal and civil investigations
- Consultants
Government Service Contractors
- Janitorial services
- Commissary operations
- Food service
- Training
- Electronic security
- Fire suppression
- Warehousing
- Landscaping
- All other service contractors
FAQ
Private Investigators
- Can we offer access to coverage for both armed and unarmed private investigators? Yes
- Can we quote new ventures? Yes, with an acceptable resume.
Coverage
Security Guards
- Workers’ Compensation
- Monoline
- Guaranteed Cost
Private Investigators
- General Liability and Professional Liability
- Errors and Omission Endorsement
- Care, Custody, Control Coverage
- Lost Key
- Assault and Battery Coverage may be available (check with your program underwriter)
- Terrorism Coverage available
- Excess / Umbrella Liability
- In-house binding authority up to $10,000,000
- Workers’ Compensation
- Monoline available
- Guaranteed cost
- Crime
- Commercial Auto
- Property
- Inland Marine
Government Service Contractors
- Workers’ Compensation
- Monoline
- Guaranteed Cost
Submission Requirements
Security Guards
- Security Guard Supplemental Application
- ACORD Form
- 5 Years currently valued Loss Runs
- Latest experience modification worksheet
Private Investigators
- Private Investigator Supplemental Application
- ACORD Forms
- 5 Years currently valued Loss Runs
Government Service Contractors
- Government Service Contractor Supplemental Application
- ACORD Form
- 5 Years currently valued Loss Runs
Contacts:
Jill Bednar
Assistant Vice President - Alarm & PI
P: 443-318-6112
M: 410-322-9113
E: jill.bednar@ryansg.com
Assistant Vice President - Alarm & PI
P: 443-318-6112
M: 410-322-9113
E: jill.bednar@ryansg.com
Send submissions to
programs@ryansg.com
Resources:
The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. The operations described herein are conducted by RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RSG Specialty works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2025 Ryan Specialty, LLC
