Private Investigator Insurance Program

Access to coverage for both armed and unarmed private investigators

Private investigators perform a variety of services, including: background checks, civil and criminal investigations, surveillance and fraud analysis. Their goal is to confirm facts and protect businesses and individuals from financial or personal risk. Retail insurance agents can provide their P.I. clients access to our program with an aggressive minimum premium. We offer access to very competitive rates for private investigators with excellent hiring and training programs, careful contract selection and favorable loss history.

Program Highlights

  • Competitive rates
  • Minimum premium: General Liability – $500
  • General Liability limits: $1M / $2M
  • New ventures welcome

Target Classes

  • Surveillance
  • Background checks
  • Insurance fraud
  • Credit checks
  • Criminal and civil investigations
  • Consultants


Can we offer access to coverage for both armed and unarmed private investigators? Yes

Can we quote new ventures? Yes, with an acceptable resume.


  • General Liability and Professional Liability
    • Errors and Omission Endorsement
    • Care, Custody, Control Coverage
    • Lost Key
    • Assault and Battery Coverage may be available (check with your program underwriter)
    • Terrorism Coverage available
  • Excess / Umbrella Liability
    • In-house binding authority up to $10,000,000
  • Workers’ Compensation
    • Monoline available
    • Guaranteed cost
  • Crime
  • Commercial Auto
  • Property
  • Inland Marine

Submission Requirements


Jill Bednar
Assistant Vice President
P: 443-318-6112
M: 410-322-9113
Send submissions to


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The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. The operations described herein are conducted by RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RSG Specialty works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2024 Ryan Specialty, LLC
Insurance Business America 5-Star Program Administrators

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