Dealer Protect
Broad coverage forms and superior service
Ryan Specialty National Programs has a seasoned team of auto dealer insurance specialists who are dedicated to helping retail insurance agents place Dealers Open Lot for franchised new car dealerships. We can offer access to multi-state capabilities with no audits and no monthly reporting.
Program Highlights
Dealers Open Lot
- Direct bill options with no finance charge
- Competitively priced
- No audits
- Earth Movement and Tier I available
- Broadened form
- No monthly reporting
- Financially stable carrier
- Over 50 years of combined expertise with dealers
- Minimum premium – $5,000
Target Classes
Dealers Open Lot
- Franchised new car dealerships
- Franchised new motorcycle dealerships
- Franchised new truck dealerships
- Large non-franchised dealers
- ATV dealers
- RV dealers
FAQ
Dealers Open Lot
- Do you offer a weather aggregate? Depends on the territory, but it may be available.
Coverage
Dealers Open Lot
- Comprehensive and Collision
- False Pretense including coverage for wholesalers
- Economic loss
- Weather reimbursement
- 10-day Spot Delivery Coverage
- Stated Amount Coverage available
- Lease returns covered
- Impending damage
- Towing / storage sub-limits
- Watercraft Physical Damage
- Paint-less dent repair discounts
Submission Requirements
Dealers Open Lot
- Supplemental Application
- Monthly Inventory Statement of Values worksheet or page 1 of financials
- 3 Years Currently Valued Loss Runs with explanation of large losses
- Target pricing or expiring premium
Contacts:
Kevin Gast
Vice President / Dealership Program Manager
P: 443-318-6188
M: 443-844-4440
E: kevin.gast@ryansg.com
Vice President / Dealership Program Manager
P: 443-318-6188
M: 443-844-4440
E: kevin.gast@ryansg.com
Justin Johnson
Assistant Vice President - DOL
P: 443-318-6231
M: 443-243-1801
E: justin.johnson@ryansg.com
Assistant Vice President - DOL
P: 443-318-6231
M: 443-243-1801
E: justin.johnson@ryansg.com
Send submissions to
programs@ryansg.com
Resources:
The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. The operations described herein are conducted by RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty, LLC. RSG Specialty works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2026 Ryan Specialty, LLC
